Zilch is a great app that offers the convenience of a virtual Mastercard directly linked to your bank account. You can use it to pay over time or in full, and you can even earn rewards. There is no hard search on your credit file, but you can use Zilch to help improve your credit rating, making it a valuable tool for those looking to build or rebuild their credit.
How to get your £15 bonus:
1. Click the green Get Deal
2. Sign up for Zilch and verify your details.
3. Add a debit card and your new Zilch virtual card to either Apple Pay or Google Wallet.
4. Make a "Tap and Pay" transaction with your phone.
You'll receive 1500 points in your wallet automatically, worth £15 that you can spend anywhere (online or in-store).
Terms and conditions:
* You must be in the UK and 18+.
* A soft credit check will be carried out.
* The £15 bonus is only available to new Zilch customers.
* The £15 bonus can be used on any purchase, online or in-store.